There are a lot of great business credit cards out there with competitive cash back rewards and travel points. Many also offer 0% APR introductory rates on purchases only. Here are our picks for the best business balance transfer credit cards.
Tag: Save Money
9 Tips to Spring Clean Your Budget
The post 9 Tips to Spring Clean Your Budget appeared first on Penny Pinchin' Mom.
Many of you have a spring cleaning ritual. Â It is the time of the year when you wash the windows, air out the bedding and declutter. Â However, have you ever thought about checking your budget? That may sound crazy, but it is really is the perfect time of the year to really take a good … Read More about 9 Tips to Spring Clean Your Budget
The post 9 Tips to Spring Clean Your Budget appeared first on Penny Pinchin' Mom.
6 Places to Get a Cheap or Free Flu Shot This Year

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.
Dear Penny: My Rich Boyfriend Worries Iâll Burden Him if We Marry
Dear Penny, Iâm a 35-year-old female whoâs divorced, and my boyfriend is 38 and never married. Weâve been dating for two years, and itâs been wonderful. Recently, weâve been having talks about our future, but money is a bit of a hang-up for him. He makes significantly more than I do (between four to five [â¦]
This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.
What Is the Average Used Car Loan Rate?
Article originally published July 13th, 2016. Updated October 30th, 2018. More people are opting to lease their new set of wheels instead of purchasing them, according to Q2 2018 data from Experian. The number of auto loans grew to an all-time high, with leasing surpassed 30% of all new consumer vehicle sales. But the interest rates consumers are… Read More
The post What Is the Average Used Car Loan Rate? appeared first on Credit.com.
What You Need to Know About the New Apple Credit Card
UPDATE: Some offers mentioned below have expired and/or are no longer available on our site. You can view the current offers from our partners in our credit card marketplace. DISCLOSURE: Cards from our partners are mentioned here. The Apple credit card launches this summer, and it pairs the high-tech, app-based culture of the brand with… Read More
The post What You Need to Know About the New Apple Credit Card appeared first on Credit.com.
How To Balance Working And Going To College
More and more are choosing to attend college and work at the same time. Whether you are working a part-time or a full-time job, it can be tough to balance both. There are many working students in college who are able to manage both, but there are also many who aren’t able to. If you […]
The post How To Balance Working And Going To College appeared first on Making Sense Of Cents.
Tips And Services To Help Your Bookkeeping Go Paperless
The COVID-19 pandemic wasn’t a catalyst to shift businesses toward digital transformation, it merely sped up the process. Businesses needed to scramble to move much of their operations online so workers could efficiently collaborate with each other and maintain business continuity during a difficult time.
Fortunately, departments not traditionally associated with the digital universe, like Bookkeeping, had an easier time adapting thanks to online services like Bookstime.com, a provider of digital bookkeeping tools with unique experience in difficult areas like sales tax automation, health benefits administration, and more.
Advantages of digital bookkeeping
Keeping track of every business transaction is among the most important and perhaps underappreciated tasks. Failure to keep track of transactions in a professional manner can result in a business owner making wrong decisions because they have inaccurate information.
Even worse, they might think they end the year with a profit but in reality, a bunch of small bookkeeping mistakes over several months means the business owner really lost money.
A shift to a digital platform eliminates these concerns. Online digital platforms make use of the most up-to-date accounting automation software that erases nearly every careless mistake. This is especially useful for a business owner who does the tedious but necessary job of bookkeeping themselves to save money. The more time a business owner spends on ancillary tasks, the less time they have to generate revenue and keep clients happy.
Some of the other advantages associated with going online include:
- Eliminating clutter: keeping a clean home office is challenging enough but a digital platform means more space for higher priority files.
- Save time: A digital bookkeeping platform is always available online with a few short clicks of the mouse. It can be accessed as needed and when needed in a few short seconds.
- Environmental benefits: It isn’t unusual for a company to use at least 10,000 sheets of paper each year. Shifting resources online may seem like a small benefit but everyone has a responsibility to do a little bit more to protect our environment.
Case in point: Fill in a W-4
Every business owner is happy to hire new workers because it means they are expected to provide value to the company above and beyond their salary. But that doesn’t mean that the formal process is enjoyable.
One of the more undesirable parts of the hiring process is the pesky W-4 form that every employer has to ensure is properly filled in before a worker’s first day. Simply put, the W-4 form confirms how much income tax a worker wants to have withheld from their recurring paychecks. Under-withholding taxes means a worker will likely experience a shock come tax season as they owe money to the government. Over-withholding taxes means a worker is paying the government too much money and has to wait for a refund.
Digital bookkeeping can help simplify this process so you're less prone to errors. When other people’s finances are at stake, small careless mistakes could impact a worker’s desire to give the business owner 100% of their focus.
Businesses that shifted their bookkeeping process online to better navigate through the pandemic quickly realized this was a move that should have been done years ago. The advantages of having access to a clean and organized online tool far outweigh the costs.
How to Manage Your First Salary and Grow Your Savings
Your first salary is the steppingstone to becoming financially independent, learning healthy savings habits and building your nest egg.
The post How to Manage Your First Salary and Grow Your Savings appeared first on Discover Bank – Banking Topics Blog.
How to Figure Out Your Family’s Grocery Budget (and Stick to It!)
The post How to Figure Out Your Family’s Grocery Budget (and Stick to It!) appeared first on Penny Pinchin' Mom.
One question I see time and again is âHow much should I spend on groceries for my family of four ?â â or three, five, etc. When youâre making a household budget, itâs easy to know how much you need to include for most of your living expenses, like utilities, student loans, and even fuel. … Read More about How to Figure Out Your Family’s Grocery Budget (and Stick to It!)
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